Tools & Calculators

Commercial financing math, ungatekept.

Free calculators built by a former commercial banker. Same formulas your lender uses to size your deal — no email required.

SBA 7(a)

SBA 7(a) Loan Calculator

Monthly principal & interest payment, total interest over loan life, and estimated SBA guarantee fee for a Standard 7(a) loan.

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DSCR · Coming soon

DSCR Calculator

Debt-service coverage ratio calculator for owner-occupied CRE and investment property loans. Understand exactly why lenders size deals the way they do.

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Amortization · Coming soon

Amortization Schedule Builder

Full month-by-month amortization schedule. See exactly how much of each payment goes to principal vs. interest over the life of the loan.

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SBA 504 · Coming soon

SBA 504 Loan Calculator

Combined first-mortgage (bank) + second-mortgage (CDC) + equity injection calculator for SBA 504 owner-occupied CRE deals.

Publishing soon

Numbers on the page vs. numbers on your term sheet

These calculators use standard assumptions. Your actual quote depends on the lender, the deal structure, and the credit profile. Book a 15-minute call to see what a real quote looks like.

Book a 15-Minute Call → Free. No obligation. Serious inquiries only.