:root {
      --navy:      #0b2545;
      --navy-deep: #071830;
      --navy-mid:  #13355e;
      --gold:      #b88a3b;
      --gold-hi:   #d4a855;
      --gold-dim:  rgba(184,138,59,0.18);
      --white:     #ffffff;
      --cream:     #f4f1ec;
      --cream-dk:  #ece8e1;
      --ink:       #1a1a1a;
      --stone:     #5a5a5a;
      --rule:      rgba(184,138,59,0.22);
      --shadow:    0 32px 72px rgba(7,24,48,0.42);
    }

    *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
    html { scroll-behavior: smooth; }

    body {
      font-family: 'Instrument Sans', sans-serif;
      background: var(--white);
      color: var(--ink);
      line-height: 1.6;
      overflow-x: hidden;
    }

    h1, h2, h3 {
      font-family: 'Playfair Display', serif;
      line-height: 1.1;
      letter-spacing: -0.01em;
    }

    /* ── NOISE OVERLAY ─────────────────────────────── */
    .noise {
      position: absolute;
      inset: 0;
      background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 256 256' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='noise'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23noise)' opacity='0.035'/%3E%3C/svg%3E");
      pointer-events: none;
      opacity: 0.4;
    }

    /* ── NAV ───────────────────────────────────────── */
    nav {
      position: fixed;
      top: 0; left: 0; right: 0;
      z-index: 100;
      background: rgba(7, 24, 48, 0.97);
      backdrop-filter: blur(12px);
      border-bottom: 1px solid var(--rule);
      padding: 0 48px;
      height: 64px;
      display: flex;
      align-items: center;
      justify-content: space-between;
    }

    .logo-lockup {
      display: flex;
      align-items: center;
      gap: 0;
      text-decoration: none;
    }

    .logo-mark {
      width: 34px;
      height: 34px;
      flex-shrink: 0;
    }

    .logo-text {
      font-family: 'Playfair Display', serif;
      font-weight: 700;
      font-size: 1.05rem;
      color: var(--white);
      letter-spacing: 0.01em;
      line-height: 1.2;
    }

    .logo-text small {
      display: block;
      font-family: 'Instrument Sans', sans-serif;
      font-size: 0.58rem;
      font-weight: 500;
      letter-spacing: 0.22em;
      text-transform: uppercase;
      color: var(--gold);
    }

    .nav-right {
      display: flex;
      align-items: center;
      gap: 28px;
    }

    .nav-tel {
      font-size: 0.8rem;
      color: rgba(255,255,255,0.45);
      text-decoration: none;
      letter-spacing: 0.04em;
      transition: color 0.2s;
    }

    .nav-tel:hover { color: var(--gold); }

    .btn-nav {
      background: var(--gold);
      color: var(--white);
      text-decoration: none;
      font-size: 0.72rem;
      font-weight: 600;
      letter-spacing: 0.14em;
      text-transform: uppercase;
      padding: 10px 22px;
      transition: background 0.2s;
      white-space: nowrap;
    }

    .btn-nav:hover { background: var(--gold-hi); }

    /* ── HERO ──────────────────────────────────────── */
    .hero {
      min-height: 100vh;
      background: var(--navy-deep);
      display: grid;
      grid-template-columns: 1.05fr 0.95fr;
      position: relative;
      overflow: hidden;
    }

    .noise { z-index: 0; }

    /* Architectural grid lines */
    .hero-grid-lines {
      position: absolute;
      inset: 0;
      pointer-events: none;
      z-index: 0;
      background-image:
        linear-gradient(rgba(255,255,255,0.028) 1px, transparent 1px),
        linear-gradient(90deg, rgba(255,255,255,0.028) 1px, transparent 1px);
      background-size: 80px 80px;
      mask-image: radial-gradient(ellipse 80% 80% at 20% 50%, rgba(0,0,0,0.6) 0%, transparent 100%);
    }

    /* Right-side warm glow */
    .hero-glow {
      position: absolute;
      top: 0; right: 0;
      width: 52%;
      height: 100%;
      background: linear-gradient(135deg, transparent 30%, rgba(184,138,59,0.055) 100%);
      pointer-events: none;
      z-index: 0;
    }

    /* Gold bottom rule */
    .hero::after {
      content: '';
      position: absolute;
      bottom: 0; left: 0; right: 0;
      height: 1px;
      background: linear-gradient(90deg, transparent 0%, var(--gold) 40%, var(--gold) 60%, transparent 100%);
      opacity: 0.4;
    }

    .hero-left {
      padding: 160px 64px 100px 72px;
      position: relative;
      z-index: 2;
      display: flex;
      flex-direction: column;
      justify-content: center;
      animation: heroIn 0.9s cubic-bezier(0.16, 1, 0.3, 1) both;
    }

    @keyframes heroIn {
      from { opacity: 0; transform: translateY(28px); }
      to   { opacity: 1; transform: none; }
    }

    .eyebrow {
      display: inline-flex;
      align-items: center;
      gap: 11px;
      font-size: 0.68rem;
      font-weight: 600;
      letter-spacing: 0.24em;
      text-transform: uppercase;
      color: var(--gold);
      margin-bottom: 28px;
    }

    .eyebrow-line {
      display: block;
      width: 32px;
      height: 1px;
      background: var(--gold);
      flex-shrink: 0;
    }

    .hero-h1 {
      font-size: clamp(2.8rem, 4.2vw, 4.1rem);
      font-weight: 800;
      color: var(--white);
      line-height: 1.0;
      margin-bottom: 28px;
      letter-spacing: -0.02em;
    }

    .hero-h1 .gold-italic {
      font-style: italic;
      color: var(--gold);
    }

    .hero-sub {
      font-size: 1.05rem;
      color: rgba(255,255,255,0.65);
      line-height: 1.72;
      max-width: 500px;
      margin-bottom: 28px;
      font-weight: 300;
    }

    .hero-sub strong {
      color: rgba(255,255,255,0.88);
      font-weight: 500;
    }

    /* Banker credibility bar */
    .banker-bar {
      display: flex;
      align-items: flex-start;
      gap: 14px;
      padding: 18px 20px;
      border-left: 2px solid var(--gold);
      background: rgba(184,138,59,0.07);
      max-width: 480px;
      margin-bottom: 44px;
    }

    .banker-bar-icon {
      width: 18px;
      height: 18px;
      fill: none;
      stroke: var(--gold);
      stroke-width: 1.8;
      flex-shrink: 0;
      margin-top: 2px;
    }

    .banker-bar p {
      font-size: 0.88rem;
      color: rgba(255,255,255,0.72);
      line-height: 1.6;
      font-style: italic;
    }

    .banker-bar p strong {
      color: var(--white);
      font-style: normal;
      font-weight: 500;
    }

    /* Trust chips */
    .trust-row {
      display: flex;
      flex-wrap: wrap;
      gap: 10px;
    }

    .chip {
      display: flex;
      align-items: center;
      gap: 6px;
      font-size: 0.73rem;
      color: rgba(255,255,255,0.48);
      font-weight: 400;
      letter-spacing: 0.03em;
    }

    .chip-dot {
      width: 4px;
      height: 4px;
      border-radius: 50%;
      background: var(--gold);
      opacity: 0.7;
    }

    /* ── HERO FORM ─────────────────────────────────── */
    .hero-right {
      display: flex;
      align-items: center;
      justify-content: center;
      padding: 80px 72px 80px 40px;
      position: relative;
      z-index: 2;
      animation: heroIn 0.9s 0.12s cubic-bezier(0.16, 1, 0.3, 1) both;
    }

    .form-card {
      background: var(--white);
      width: 100%;
      max-width: 400px;
      position: relative;
      box-shadow: var(--shadow);
      margin-top: 0;
    }

    /* Top accent bar */
    .form-card::before {
      content: '';
      position: absolute;
      top: 0; left: 0; right: 0;
      height: 4px;
      background: linear-gradient(90deg, var(--navy) 0%, var(--gold) 100%);
    }

    .form-header {
      padding: 18px 36px 20px;
      border-bottom: 1px solid var(--cream-dk);
    }

    .form-header-eyebrow {
      font-size: 0.62rem;
      font-weight: 700;
      letter-spacing: 0.2em;
      text-transform: uppercase;
      color: var(--gold);
      margin-bottom: 10px;
    }

    .form-header h3 {
      font-family: 'Playfair Display', serif;
      font-size: 1.65rem;
      font-weight: 700;
      color: var(--navy);
      line-height: 1.15;
      margin-bottom: 10px;
    }

    .form-header p {
      font-size: 0.84rem;
      color: var(--stone);
      line-height: 1.55;
    }

    .form-body {
      padding: 16px 36px 28px;
    }

    .form-row {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 12px;
    }

    .field {
      margin-bottom: 13px;
    }

    .field label {
      display: block;
      font-size: 0.65rem;
      font-weight: 700;
      letter-spacing: 0.12em;
      text-transform: uppercase;
      color: var(--navy);
      margin-bottom: 6px;
    }

    .field input {
      width: 100%;
      padding: 12px 14px;
      border: 1.5px solid #e0dbd3;
      background: var(--cream);
      font-family: 'Instrument Sans', sans-serif;
      font-size: 0.9rem;
      color: var(--ink);
      outline: none;
      transition: border-color 0.2s, box-shadow 0.2s, background 0.2s;
      -webkit-appearance: none;
    }

    .field input::placeholder { color: #aaa; }

    .field input:focus {
      border-color: var(--gold);
      background: var(--white);
      box-shadow: 0 0 0 4px rgba(184,138,59,0.09);
    }

    .btn-submit {
      width: 100%;
      padding: 16px 24px;
      background: var(--navy);
      color: var(--white);
      border: none;
      font-family: 'Instrument Sans', sans-serif;
      font-size: 0.73rem;
      font-weight: 700;
      letter-spacing: 0.18em;
      text-transform: uppercase;
      cursor: pointer;
      transition: background 0.2s, transform 0.12s;
      position: relative;
      overflow: hidden;
      margin-top: 4px;
    }

    .btn-submit:hover { background: var(--navy-mid); }
    .btn-submit:active { transform: scale(0.99); }

    /* Shimmer effect */
    .btn-submit::after {
      content: '';
      position: absolute;
      top: 0;
      left: -100%;
      width: 60%;
      height: 100%;
      background: linear-gradient(90deg, transparent, rgba(255,255,255,0.07), transparent);
      transition: left 0.6s;
    }
    .btn-submit:hover::after { left: 140%; }

    .form-footer {
      padding: 12px 36px 16px;
      border-top: 1px solid var(--cream-dk);
      text-align: center;
    }

    .form-footer p {
      font-size: 0.72rem;
      color: #aaa;
      line-height: 1.5;
    }

    .form-footer a {
      color: var(--gold);
      text-decoration: none;
    }

    /* ── SOCIAL PROOF BAR ──────────────────────────── */
    .proof-bar {
      background: var(--cream);
      border-top: 1px solid var(--cream-dk);
      border-bottom: 1px solid var(--cream-dk);
      padding: 24px 0;
    }

    .proof-bar-inner {
      max-width: 1140px;
      margin: 0 auto;
      padding: 0 48px;
      display: flex;
      align-items: center;
      justify-content: center;
      gap: 48px;
      flex-wrap: wrap;
    }

    .proof-item {
      display: flex;
      align-items: center;
      gap: 10px;
      color: var(--stone);
      font-size: 0.85rem;
      font-weight: 400;
    }

    .proof-item svg {
      width: 16px;
      height: 16px;
      fill: none;
      stroke: var(--gold);
      stroke-width: 2;
      flex-shrink: 0;
    }

    .proof-divider {
      width: 1px;
      height: 24px;
      background: var(--cream-dk);
    }

    /* ── SECTION UTILITIES ─────────────────────────── */
    section { padding: 88px 0; }
    .wrap { max-width: 1140px; margin: 0 auto; padding: 0 48px; }

    .s-eyebrow {
      display: inline-flex;
      align-items: center;
      gap: 10px;
      font-size: 0.66rem;
      font-weight: 700;
      letter-spacing: 0.24em;
      text-transform: uppercase;
      color: var(--gold);
      margin-bottom: 14px;
    }

    .s-eyebrow::before {
      content: '';
      display: block;
      width: 24px;
      height: 1px;
      background: var(--gold);
    }

    .s-title {
      font-size: clamp(2rem, 3.5vw, 2.9rem);
      font-weight: 700;
      color: var(--navy);
      margin-bottom: 16px;
    }

    .s-lead {
      font-size: 1rem;
      color: var(--stone);
      line-height: 1.75;
      max-width: 560px;
      font-weight: 300;
    }

    /* ── WHO WE HELP ───────────────────────────────── */
    .who { background: var(--white); }

    .who-intro {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 80px;
      align-items: end;
      margin-bottom: 64px;
    }

    .who-right-copy {
      font-size: 1.05rem;
      color: var(--navy);
      line-height: 1.8;
      font-style: italic;
      font-family: 'Playfair Display', serif;
      font-weight: 400;
      padding-top: 12px;
      border-top: 2px solid var(--gold);
    }

    .who-right-copy strong {
      color: var(--navy);
      font-style: normal;
    }

    .who-grid {
      display: grid;
      grid-template-columns: repeat(5, 1fr);
      gap: 1px;
      background: var(--cream-dk);
      border: 1px solid var(--cream-dk);
    }

    .who-card {
      background: var(--white);
      padding: 32px 24px 28px;
      transition: background 0.25s;
      position: relative;
      overflow: hidden;
    }

    .who-card::after {
      content: '';
      position: absolute;
      bottom: 0; left: 0; right: 0;
      height: 2px;
      background: var(--gold);
      transform: scaleX(0);
      transform-origin: left;
      transition: transform 0.3s cubic-bezier(0.16, 1, 0.3, 1);
    }

    .who-card:hover { background: var(--cream); }
    .who-card:hover::after { transform: scaleX(1); }

    .who-numeral {
      font-family: 'Playfair Display', serif;
      font-size: 2.4rem;
      font-weight: 700;
      color: var(--cream-dk);
      line-height: 1;
      margin-bottom: 16px;
      transition: color 0.25s;
    }

    .who-card:hover .who-numeral { color: rgba(184,138,59,0.2); }

    .who-title {
      font-family: 'Playfair Display', serif;
      font-size: 1.05rem;
      font-weight: 700;
      color: var(--navy);
      margin-bottom: 8px;
    }

    .who-desc {
      font-size: 0.8rem;
      color: var(--stone);
      line-height: 1.6;
      font-weight: 300;
    }

    /* ── TENSION STATEMENT ─────────────────────────── */
    .tension {
      background: var(--navy);
      padding: 80px 0;
      position: relative;
      overflow: hidden;
    }

    .tension .noise { opacity: 0.25; }

    .tension-inner {
      max-width: 1140px;
      margin: 0 auto;
      padding: 0 48px;
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 80px;
      align-items: center;
      position: relative;
      z-index: 1;
    }

    .tension-left {
      border-right: 1px solid var(--rule);
      padding-right: 80px;
    }

    .tension-label {
      font-size: 0.62rem;
      font-weight: 700;
      letter-spacing: 0.24em;
      text-transform: uppercase;
      color: var(--gold);
      margin-bottom: 20px;
    }

    .tension-quote {
      font-family: 'Playfair Display', serif;
      font-size: clamp(1.6rem, 2.5vw, 2.1rem);
      font-weight: 700;
      color: var(--white);
      line-height: 1.25;
    }

    .tension-quote em {
      color: var(--gold);
      font-style: italic;
    }

    .tension-right p {
      font-size: 1rem;
      color: rgba(255,255,255,0.6);
      line-height: 1.8;
      font-weight: 300;
      margin-bottom: 18px;
    }

    .tension-right p strong {
      color: rgba(255,255,255,0.88);
      font-weight: 500;
    }

    /* ── PRODUCTS ──────────────────────────────────── */
    .products { background: var(--cream); }

    .products-header {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 80px;
      align-items: end;
      margin-bottom: 56px;
    }

    .products-note {
      font-size: 0.88rem;
      color: var(--stone);
      line-height: 1.7;
      font-weight: 300;
      padding: 20px;
      border-left: 2px solid var(--gold);
      background: rgba(184,138,59,0.06);
    }

    .products-grid {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 1px;
      background: var(--cream-dk);
    }

    .product-block {
      background: var(--white);
      padding: 36px 30px;
      transition: background 0.2s;
    }

    .product-block:hover { background: #fdfbf8; }

    .product-cat {
      font-size: 0.6rem;
      font-weight: 700;
      letter-spacing: 0.22em;
      text-transform: uppercase;
      color: var(--gold);
      margin-bottom: 10px;
    }

    .product-block h4 {
      font-family: 'Playfair Display', serif;
      font-size: 1.15rem;
      font-weight: 700;
      color: var(--navy);
      margin-bottom: 18px;
      line-height: 1.3;
    }

    .product-items {
      list-style: none;
      display: flex;
      flex-direction: column;
      gap: 0;
    }

    .product-items li {
      font-size: 0.84rem;
      color: var(--ink);
      font-weight: 300;
      padding: 8px 0;
      border-bottom: 1px solid #f0ece5;
      display: flex;
      align-items: center;
      gap: 9px;
    }

    .product-items li:last-child { border-bottom: none; }

    .product-items li::before {
      content: '';
      display: block;
      width: 3px;
      height: 3px;
      background: var(--gold);
      border-radius: 50%;
      flex-shrink: 0;
    }

    /* Special situations block */
    .product-block.special {
      background: var(--navy);
    }

    .product-block.special .product-cat { color: var(--gold); }
    .product-block.special h4 { color: var(--white); }
    .product-block.special .product-items li {
      color: rgba(255,255,255,0.65);
      border-color: rgba(255,255,255,0.08);
      font-weight: 300;
    }
    .product-block.special:hover { background: var(--navy-mid); }

    /* ── FOUNDER ───────────────────────────────────── */
    .founder { background: var(--white); }

    .founder-layout {
      display: grid;
      grid-template-columns: 420px 1fr;
      gap: 88px;
      align-items: start;
    }

    .founder-visual-wrap {
      position: relative;
    }

    .founder-photo {
      width: 100%;
      aspect-ratio: 3/4;
      background: var(--navy);
      position: relative;
      overflow: hidden;
    }

    /* Blueprint grid overlay on photo placeholder */
    .founder-photo-grid {
      position: absolute;
      inset: 0;
      background-image:
        linear-gradient(rgba(255,255,255,0.04) 1px, transparent 1px),
        linear-gradient(90deg, rgba(255,255,255,0.04) 1px, transparent 1px);
      background-size: 40px 40px;
    }

    .founder-photo-bg {
      position: absolute;
      inset: 0;
      background: linear-gradient(160deg, var(--navy-mid) 0%, var(--navy-deep) 100%);
    }

    .founder-monogram {
      position: absolute;
      inset: 0;
      display: flex;
      flex-direction: column;
      align-items: center;
      justify-content: center;
      gap: 4px;
    }

    .founder-monogram-text {
      font-family: 'Playfair Display', serif;
      font-size: 7rem;
      font-weight: 700;
      color: rgba(184,138,59,0.15);
      line-height: 1;
    }

    .founder-monogram-hint {
      font-size: 0.7rem;
      color: rgba(255,255,255,0.2);
      letter-spacing: 0.18em;
      text-transform: uppercase;
      font-weight: 400;
    }

    .founder-name-plate {
      position: absolute;
      bottom: 0; left: 0; right: 0;
      background: var(--gold);
      padding: 16px 24px;
    }

    .founder-name-plate strong {
      display: block;
      font-family: 'Playfair Display', serif;
      font-weight: 700;
      font-size: 1.15rem;
      color: var(--white);
      line-height: 1.2;
    }

    .founder-name-plate span {
      font-size: 0.72rem;
      color: rgba(255,255,255,0.82);
      letter-spacing: 0.08em;
    }

    /* Corner accent */
    .founder-accent-corner {
      position: absolute;
      top: -14px;
      right: -14px;
      width: 56%;
      height: 50%;
      border: 1px solid var(--rule);
      pointer-events: none;
    }

    .founder-content {
      padding-top: 8px;
    }

    .founder-content .s-title {
      margin-bottom: 22px;
    }

    .founder-lede {
      font-family: 'Playfair Display', serif;
      font-size: 1.18rem;
      font-weight: 400;
      font-style: italic;
      color: var(--navy);
      line-height: 1.65;
      margin-bottom: 24px;
      padding-bottom: 24px;
      border-bottom: 1px solid var(--cream-dk);
    }

    .founder-body {
      font-size: 0.97rem;
      color: var(--stone);
      line-height: 1.8;
      font-weight: 300;
      margin-bottom: 20px;
    }

    .founder-body strong { color: var(--ink); font-weight: 500; }

    .cred-grid {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 12px;
      margin-top: 32px;
    }

    .cred-item {
      display: flex;
      gap: 11px;
      align-items: flex-start;
      padding: 14px 16px;
      background: var(--cream);
      border-left: 2px solid var(--gold);
    }

    .cred-item p {
      font-size: 0.82rem;
      color: var(--ink);
      line-height: 1.5;
      font-weight: 400;
    }

    .cred-check {
      width: 20px;
      height: 20px;
      background: var(--navy);
      border-radius: 2px;
      display: flex;
      align-items: center;
      justify-content: center;
      flex-shrink: 0;
      margin-top: 1px;
    }

    .cred-check svg {
      width: 11px;
      height: 11px;
      stroke: var(--gold);
      stroke-width: 2.5;
      fill: none;
    }

    /* ── WHY ───────────────────────────────────────── */
    .why { background: var(--cream); }

    .why-layout {
      display: grid;
      grid-template-columns: 340px 1fr;
      gap: 88px;
      align-items: start;
    }

    .why-sticky {
      position: sticky;
      top: 88px;
    }

    .why-sticky .s-lead { margin-bottom: 36px; }

    .why-grid {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 1px;
      background: var(--cream-dk);
    }

    .why-item {
      background: var(--white);
      padding: 32px 28px;
      position: relative;
      overflow: hidden;
      transition: background 0.2s;
    }

    .why-item:hover { background: #fdfbf8; }

    .why-num {
      font-family: 'Playfair Display', serif;
      font-size: 3rem;
      font-weight: 700;
      color: var(--cream-dk);
      line-height: 1;
      margin-bottom: 16px;
      transition: color 0.25s;
    }

    .why-item:hover .why-num { color: rgba(184,138,59,0.18); }

    .why-item h4 {
      font-family: 'Playfair Display', serif;
      font-size: 1.05rem;
      font-weight: 700;
      color: var(--navy);
      margin-bottom: 8px;
      line-height: 1.25;
    }

    .why-item p {
      font-size: 0.83rem;
      color: var(--stone);
      line-height: 1.65;
      font-weight: 300;
    }

    /* ── PROCESS ───────────────────────────────────── */
    .process { background: var(--navy); position: relative; overflow: hidden; }
    .process .noise { opacity: 0.3; }
    .process .s-title { color: var(--white); }
    .process .s-lead  { color: rgba(255,255,255,0.55); }

    .process-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 1px;
      background: rgba(255,255,255,0.06);
      margin-top: 56px;
      position: relative;
      z-index: 1;
    }

    .process-step {
      background: rgba(255,255,255,0.03);
      padding: 44px 36px;
      position: relative;
      transition: background 0.25s;
    }

    .process-step:hover { background: rgba(255,255,255,0.06); }

    .step-num {
      font-family: 'Playfair Display', serif;
      font-size: 4rem;
      font-weight: 700;
      color: rgba(184,138,59,0.18);
      line-height: 1;
      margin-bottom: 24px;
    }

    .process-step h4 {
      font-family: 'Playfair Display', serif;
      font-size: 1.2rem;
      font-weight: 700;
      color: var(--white);
      margin-bottom: 12px;
    }

    .process-step p {
      font-size: 0.88rem;
      color: rgba(255,255,255,0.52);
      line-height: 1.7;
      font-weight: 300;
    }

    .process-step p strong {
      color: rgba(255,255,255,0.82);
      font-weight: 500;
    }

    /* ── SCENARIOS ─────────────────────────────────── */
    .scenarios { background: var(--white); }

    .scenarios-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 1px;
      background: var(--cream-dk);
      margin-top: 56px;
    }

    .scenario {
      background: var(--white);
      padding: 32px 28px;
      position: relative;
      transition: background 0.2s, transform 0.25s;
      overflow: hidden;
    }

    .scenario::before {
      content: '';
      position: absolute;
      left: 0; top: 0; bottom: 0;
      width: 3px;
      background: var(--gold);
      transform: scaleY(0);
      transform-origin: bottom;
      transition: transform 0.3s cubic-bezier(0.16,1,0.3,1);
    }

    .scenario:hover { background: var(--cream); }
    .scenario:hover::before { transform: scaleY(1); }

    .scenario-tag {
      font-size: 0.61rem;
      font-weight: 700;
      letter-spacing: 0.2em;
      text-transform: uppercase;
      color: var(--gold);
      margin-bottom: 10px;
    }

    .scenario h4 {
      font-family: 'Playfair Display', serif;
      font-size: 1.05rem;
      font-weight: 700;
      color: var(--navy);
      line-height: 1.3;
      margin-bottom: 8px;
    }

    .scenario p {
      font-size: 0.81rem;
      color: var(--stone);
      line-height: 1.6;
      font-weight: 300;
    }

    /* ── TESTIMONIALS ──────────────────────────────── */
    .testimonials { background: var(--cream); }

    .testimonials-grid {
      display: grid;
      grid-template-columns: repeat(3, 1fr);
      gap: 24px;
      margin-top: 56px;
    }

    .t-card {
      background: var(--white);
      padding: 36px 32px;
      position: relative;
      border-top: 3px solid transparent;
      transition: border-color 0.2s, box-shadow 0.2s;
    }

    .t-card:hover {
      border-top-color: var(--gold);
      box-shadow: 0 12px 40px rgba(11,37,69,0.07);
    }

    .t-mark {
      font-family: 'Playfair Display', serif;
      font-size: 4rem;
      font-weight: 700;
      color: var(--gold);
      opacity: 0.2;
      line-height: 1;
      margin-bottom: -8px;
    }

    .t-text {
      font-family: 'Playfair Display', serif;
      font-size: 1rem;
      font-style: italic;
      color: var(--ink);
      line-height: 1.72;
      margin-bottom: 24px;
      font-weight: 400;
    }

    .t-author {
      display: flex;
      align-items: center;
      gap: 12px;
      padding-top: 20px;
      border-top: 1px solid var(--cream-dk);
    }

    .t-avatar {
      width: 38px;
      height: 38px;
      background: var(--navy);
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      font-family: 'Playfair Display', serif;
      font-weight: 700;
      font-size: 0.9rem;
      color: var(--gold);
      flex-shrink: 0;
    }

    .t-name {
      font-size: 0.84rem;
      font-weight: 600;
      color: var(--navy);
    }

    .t-role {
      font-size: 0.74rem;
      color: var(--stone);
    }

    .t-placeholder {
      background: var(--cream);
      border: 2px dashed rgba(184,138,59,0.3);
      padding: 28px 24px;
      text-align: center;
      min-height: 180px;
      display: flex;
      align-items: center;
      justify-content: center;
    }

    .t-placeholder p {
      font-size: 0.78rem;
      color: #bbb;
      font-style: italic;
      line-height: 1.5;
    }

    /* ── FAQ ───────────────────────────────────────── */
    .faq { background: var(--white); }

    .faq-layout {
      display: grid;
      grid-template-columns: 340px 1fr;
      gap: 88px;
    }

    .faq-anchor {
      position: sticky;
      top: 88px;
    }

    .faq-anchor .s-lead { margin-bottom: 32px; }

    .btn-outline {
      display: inline-block;
      padding: 13px 28px;
      border: 1.5px solid var(--navy);
      color: var(--navy);
      font-size: 0.72rem;
      font-weight: 700;
      letter-spacing: 0.14em;
      text-transform: uppercase;
      text-decoration: none;
      transition: background 0.2s, color 0.2s;
    }

    .btn-outline:hover {
      background: var(--navy);
      color: var(--white);
    }

    .faq-items { margin-top: 0; }

    .faq-item {
      border-bottom: 1px solid #eee;
    }

    .faq-q {
      width: 100%;
      display: flex;
      justify-content: space-between;
      align-items: center;
      padding: 22px 0;
      font-family: 'Instrument Sans', sans-serif;
      font-size: 0.95rem;
      font-weight: 500;
      color: var(--navy);
      background: none;
      border: none;
      cursor: pointer;
      text-align: left;
      gap: 20px;
      transition: color 0.2s;
    }

    .faq-q:hover { color: var(--gold); }

    .faq-icon {
      width: 26px;
      height: 26px;
      border: 1.5px solid #ddd;
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      color: var(--stone);
      font-size: 1.3rem;
      line-height: 1;
      flex-shrink: 0;
      transition: all 0.25s;
    }

    .faq-item.open .faq-icon {
      border-color: var(--gold);
      background: var(--gold);
      color: var(--white);
      transform: rotate(45deg);
    }

    .faq-a {
      max-height: 0;
      overflow: hidden;
      transition: max-height 0.35s ease;
    }

    .faq-item.open .faq-a { max-height: 300px; }

    .faq-a-inner {
      padding: 0 0 22px;
      font-size: 0.9rem;
      color: var(--stone);
      line-height: 1.75;
      font-weight: 300;
    }

    .faq-a-inner strong { color: var(--ink); font-weight: 500; }

    /* ── FINAL CTA ─────────────────────────────────── */
    .final-cta {
      background: var(--navy-deep);
      padding: 112px 0;
      text-align: center;
      position: relative;
      overflow: hidden;
    }

    .final-cta .noise { opacity: 0.3; }

    /* Radial spotlight */
    .cta-spotlight {
      position: absolute;
      top: 50%; left: 50%;
      transform: translate(-50%, -50%);
      width: 700px;
      height: 700px;
      background: radial-gradient(circle, rgba(184,138,59,0.09) 0%, transparent 70%);
      pointer-events: none;
    }

    .final-cta-inner {
      position: relative;
      z-index: 1;
      max-width: 680px;
      margin: 0 auto;
      padding: 0 48px;
    }

    .cta-kicker {
      display: inline-block;
      font-size: 0.64rem;
      font-weight: 700;
      letter-spacing: 0.24em;
      text-transform: uppercase;
      color: var(--gold);
      margin-bottom: 20px;
    }

    .final-cta h2 {
      font-size: clamp(2.4rem, 4.5vw, 3.6rem);
      font-weight: 800;
      color: var(--white);
      line-height: 1.0;
      margin-bottom: 20px;
      letter-spacing: -0.02em;
    }

    .final-cta h2 em {
      font-style: italic;
      color: var(--gold);
    }

    .final-cta p {
      font-size: 1rem;
      color: rgba(255,255,255,0.55);
      line-height: 1.75;
      margin-bottom: 44px;
      font-weight: 300;
    }

    .btn-cta-gold {
      display: inline-block;
      padding: 18px 52px;
      background: var(--gold);
      color: var(--white);
      text-decoration: none;
      font-family: 'Instrument Sans', sans-serif;
      font-size: 0.76rem;
      font-weight: 700;
      letter-spacing: 0.18em;
      text-transform: uppercase;
      transition: background 0.2s, transform 0.12s;
      position: relative;
      overflow: hidden;
    }

    .btn-cta-gold:hover { background: var(--gold-hi); }
    .btn-cta-gold:active { transform: scale(0.99); }

    .cta-sub {
      font-size: 0.74rem;
      color: rgba(255,255,255,0.28);
      margin-top: 18px;
      font-style: italic;
    }

    /* ── FOOTER ────────────────────────────────────── */
    footer {
      background: #050f1c;
      border-top: 1px solid rgba(184,138,59,0.12);
      padding: 56px 0 32px;
    }

    .footer-top {
      max-width: 1140px;
      margin: 0 auto;
      padding: 0 48px;
      display: grid;
      grid-template-columns: 2.2fr 1fr 1fr 1.3fr;
      gap: 48px;
      margin-bottom: 48px;
    }

    .footer-brand-text {
      font-family: 'Playfair Display', serif;
      font-weight: 700;
      font-size: 1.2rem;
      color: var(--white);
    }

    .footer-brand-text small {
      display: block;
      font-family: 'Instrument Sans', sans-serif;
      font-size: 0.58rem;
      font-weight: 600;
      letter-spacing: 0.22em;
      text-transform: uppercase;
      color: var(--gold);
      margin-top: 2px;
    }

    .footer-brand-desc {
      font-size: 0.82rem;
      color: rgba(255,255,255,0.32);
      line-height: 1.7;
      margin-top: 14px;
      max-width: 280px;
      font-weight: 300;
    }

    .footer-col h6 {
      font-size: 0.6rem;
      font-weight: 700;
      letter-spacing: 0.22em;
      text-transform: uppercase;
      color: var(--gold);
      margin-bottom: 16px;
    }

    .footer-col ul { list-style: none; }
    .footer-col ul li { margin-bottom: 9px; }
    .footer-col ul li a {
      font-size: 0.82rem;
      color: rgba(255,255,255,0.38);
      text-decoration: none;
      font-weight: 300;
      transition: color 0.2s;
    }
    .footer-col ul li a:hover { color: var(--gold); }

    .footer-bottom {
      max-width: 1140px;
      margin: 0 auto;
      padding: 24px 48px 0;
      border-top: 1px solid rgba(255,255,255,0.05);
      display: flex;
      gap: 24px;
      justify-content: space-between;
      align-items: flex-start;
      flex-wrap: wrap;
    }

    .footer-disclaimer {
      font-size: 0.69rem;
      color: rgba(255,255,255,0.2);
      line-height: 1.65;
      max-width: 700px;
      font-weight: 300;
    }

    .footer-copy {
      font-size: 0.7rem;
      color: rgba(255,255,255,0.2);
      white-space: nowrap;
      font-weight: 300;
      flex-shrink: 0;
    }

    /* ── STICKY MOBILE CTA ─────────────────────────── */
    .sticky-bar {
      display: none;
      position: fixed;
      bottom: 0; left: 0; right: 0;
      z-index: 200;
      background: var(--navy-deep);
      border-top: 2px solid var(--gold);
      padding: 10px 16px;
    }

    .sticky-bar a {
      display: block;
      background: var(--gold);
      color: var(--white);
      text-align: center;
      padding: 15px;
      font-family: 'Instrument Sans', sans-serif;
      font-size: 0.76rem;
      font-weight: 700;
      letter-spacing: 0.14em;
      text-transform: uppercase;
      text-decoration: none;
      transition: background 0.2s;
    }

    .sticky-bar a:hover { background: var(--gold-hi); }

    /* ── SCROLL REVEAL ─────────────────────────────── */
    .reveal {
      opacity: 0;
      transform: translateY(18px);
      transition: opacity 0.65s ease, transform 0.65s ease;
    }
    .reveal.in { opacity: 1; transform: none; }
    .d1 { transition-delay: 0.08s; }
    .d2 { transition-delay: 0.16s; }
    .d3 { transition-delay: 0.24s; }
    .d4 { transition-delay: 0.32s; }

    /* ── RESPONSIVE ────────────────────────────────── */
    @media (max-width: 1024px) {
      .hero {
        grid-template-columns: 1fr;
        min-height: auto;
      }
      .hero-left { padding: 140px 48px 48px; }
      .hero-right { padding: 0 48px 72px; justify-content: flex-start; }
      .form-card { max-width: 480px; }
      .founder-layout { grid-template-columns: 320px 1fr; gap: 56px; }
      .why-layout { grid-template-columns: 1fr; }
      .why-sticky { position: static; }
      .faq-layout { grid-template-columns: 1fr; }
      .faq-anchor { position: static; }
      .footer-top { grid-template-columns: 1fr 1fr; }
      .who-grid { grid-template-columns: repeat(3, 1fr); }
      .tension-inner { grid-template-columns: 1fr; gap: 40px; }
      .tension-left { border-right: none; padding-right: 0; border-bottom: 1px solid var(--rule); padding-bottom: 40px; }
    }

    @media (max-width: 768px) {
      nav { padding: 0 20px; }
      .nav-tel { display: none; }
      section { padding: 72px 0; }
      .wrap { padding: 0 20px; }
      .hero-left { padding: 120px 20px 40px; }
      .hero-right { padding: 0 20px 60px; }
      .form-card { max-width: 100%; }
      .form-row { grid-template-columns: 1fr; }
      .who-intro { grid-template-columns: 1fr; gap: 32px; }
      .who-grid { grid-template-columns: 1fr 1fr; }
      .products-header { grid-template-columns: 1fr; gap: 24px; }
      .products-grid { grid-template-columns: 1fr 1fr; }
      .founder-layout { grid-template-columns: 1fr; }
      .founder-visual-wrap { max-width: 280px; }
      .cred-grid { grid-template-columns: 1fr; }
      .why-grid { grid-template-columns: 1fr; }
      .process-grid { grid-template-columns: 1fr; }
      .scenarios-grid { grid-template-columns: 1fr 1fr; }
      .testimonials-grid { grid-template-columns: 1fr; }
      .sticky-bar { display: block; }
      /* body { padding-bottom: 68px; }  -- removed; sticky bar not present */
      .footer-top { grid-template-columns: 1fr; }
      .proof-bar-inner { gap: 20px; }
      .proof-divider { display: none; }
    }

    @media (max-width: 480px) {
      .hero-h1 { font-size: 2.4rem; }
      .who-grid { grid-template-columns: 1fr; }
      .products-grid { grid-template-columns: 1fr; }
      .scenarios-grid { grid-template-columns: 1fr; }
    }


    /* ── PERSISTENT NAV ACTIONS ──────────────────── */
    .nav-actions {
      display: flex;
      align-items: center;
      gap: 12px;
    }
    .btn-nav-persistent {
      display: inline-flex !important;
      align-items: center;
      background: var(--gold);
      color: var(--white) !important;
      text-decoration: none;
      font-size: 0.72rem;
      font-weight: 700;
      letter-spacing: 0.12em;
      text-transform: uppercase;
      padding: 12px 20px;
      border-radius: 4px;
      transition: background 0.2s;
      white-space: nowrap;
    }
    .btn-nav-persistent:hover { background: var(--gold-hi); }
    .btn-short { display: none; }
    @media (max-width: 640px) {
      .btn-full { display: none; }
      .btn-short { display: inline; }
      .btn-nav-persistent {
        padding: 10px 14px;
        font-size: 0.7rem;
        letter-spacing: 0.08em;
      }
      .nav-actions { gap: 4px; }
    }

    /* ── HAMBURGER NAV (all widths) ───────────────── */
    #nav-toggle { display: none; }
    .nav-toggle-label {
      display: block;
      cursor: pointer;
      padding: 12px;
      z-index: 101;
      user-select: none;
    }
    .nav-toggle-label span {
      display: block;
      width: 26px;
      height: 2px;
      background: #fff;
      margin: 5px 0;
      transition: transform 0.25s, opacity 0.25s;
      border-radius: 2px;
    }

    /* Nav-right becomes a slide-down drawer at every width */
    .nav-right {
      position: fixed;
      top: 64px;
      right: 0;
      width: 320px;
      max-width: 92vw;
      background: var(--navy-deep);
      flex-direction: column !important;
      align-items: stretch;
      gap: 0 !important;
      padding: 12px 20px 24px 20px;
      transform: translateY(-8px);
      opacity: 0;
      pointer-events: none;
      transition: transform 0.28s ease, opacity 0.2s ease;
      border: 1px solid rgba(184,138,59,0.4);
      border-top: none;
      box-shadow: 0 12px 32px rgba(0,0,0,0.4);
      max-height: calc(100vh - 64px);
      overflow-y: auto;
    }

    #nav-toggle:checked ~ .nav-right {
      transform: translateY(0);
      opacity: 1;
      pointer-events: auto;
    }

    /* Animate hamburger into X when open */
    #nav-toggle:checked ~ .nav-toggle-label span:nth-child(1) {
      transform: translateY(7px) rotate(45deg);
    }
    #nav-toggle:checked ~ .nav-toggle-label span:nth-child(2) {
      opacity: 0;
    }
    #nav-toggle:checked ~ .nav-toggle-label span:nth-child(3) {
      transform: translateY(-7px) rotate(-45deg);
    }

    /* All nav items visible in drawer, larger tap targets */
    .nav-right .nav-tel {
      display: block !important;
      padding: 14px 8px !important;
      margin: 0 !important;
      color: rgba(255,255,255,0.92) !important;
      font-size: 1rem !important;
      font-weight: 500 !important;
      letter-spacing: 0.02em !important;
      text-transform: none !important;
      border-bottom: 1px solid rgba(184,138,59,0.18);
      min-height: 48px;
    }
    .nav-right .btn-nav {
      display: block !important;
      margin-top: 14px !important;
      padding: 16px !important;
      text-align: center;
      font-size: 0.85rem !important;
      border-radius: 4px;
    }

    /* On narrow screens the drawer spans full width */
    @media (max-width: 768px) {
      .nav-right {
        left: 0;
        width: 100%;
        max-width: 100%;
        border-left: none;
        border-right: none;
      }
    }